Posts Tagged: home loan

Getting a Mortgage: Is Your Interest Rate Critical?

Getting a Mortgage: Is Your Interest Rate Critical? According to S&P Global, the average interest rate for today’s mortgage is 3.1%. However, this is an average for a reason. Many people end up with interest rates that are lower, while many other people end up with interest rates that are higher. The interest rate that you’re going… Read more »

Everything to Consider When Choosing The Right Mortgage

You Picked Out Your Home Now You Need A Mortgage Have you decided that this is the right time to buy a home? If you have, then there is another big decision that you have to make.  One that will affect you and your pocketbook for years to come. Choosing the right mortgage lender is… Read more »

Mortgages For Champions – Best Mortgage Options For Nurses

So You Are A Nurse & You Need A Mortgage! Nursing is a flexible career choice for those looking for a fulfilling role in helping others. The average salary is around $73,000, making it an attractive financial choice as well. However, if you’re looking to purchase a home, there can be some drawbacks to being a… Read more »

2016 & First Time Home Buyers

2016…   No, it’s not a sequel of the movie 2012.   It’s the average number of hours a first time home buyer spends searching before they buy their first home according to the National Association of Realtors.   Do you really want to do that work by yourself?   Yeah, thought you’d say that…. Read more »

WHAT Did You Say To Me? Finding A Star Mortgage Loan Originator

Quick…   Would you rather have a 5/1 ARM with 2/2/6 caps or 10/1 ARM tied to LIBOR?   Huh … what did you say?   Yeah, that’s how most first time home buyers feel when loan officers toss out fancy mortgage terms to convince buyers how smart they are. If you’re working with someone… Read more »

John Zura- Branch Manager & Mortgage Loan Originator

    Buyer’s Get Moving! With rates near the bottom and home prices on the rise, it’s still a perfect time to buy a house. If you can afford a home and qualify for a mortgage, this may be your last chance to take advantage of the market and own a home for less. To… Read more »

Mortgage Terms That Are Worth Learning

When trying to obtain a loan, many terms are thrown around by your lender, real estate agent, and attorney. In some situations, you can sometimes get by with out taking the time to learn every single word used by the professionals, but in any process involving your personal finances, you want to fully understand everything… Read more »