Mortgages for Champions Helps Nurses You’ve invested considerable time and money into your career. As a reward for your sacrifice, you can access financing that will make homeownership easier. A career in nursing offers many benefits. Firstly, you get to help those in need. Also, a nursing career provides considerable flexibility. It also offers… Read more »
All About Mortgages
Mortgage Repayment Tips
13 Why so unlucky… Well, everyone has their own reason. And I won’t get into which reason is the best. Instead, let’s talk about the lucky ways 13 affects your mortgage balance. Standard 30year Fixed Mortgage Repayment Schedule You’ll make one payment a month, for 360 months. And each… Read more »
An Interview with Rick Riddle, “The Mortgage Guy with the Bow Tie”
We sat down with the “Mortgage Guy with the Bow Tie”, Rick Riddle to get his take on the spring market. Here is an excerpt from the interview: RHF: So what do you see going on in the real estate market? Rick Riddle: After an unusual slow start to the year, we are starting to see… Read more »
Your Appraiser
The Choice Is Yours Choices… We all love having them. That’s one of the best parts of buying your first home: you can choose almost everyone who is going to help you… Except of one person: The Appraiser. But, relax… Because you actually make out better by not… Read more »
2016 & First Time Home Buyers
2016… No, it’s not a sequel of the movie 2012. It’s the average number of hours a first time home buyer spends searching before they buy their first home according to the National Association of Realtors. Do you really want to do that work by yourself? Yeah, thought you’d say that…. Read more »
WHAT Did You Say To Me? Finding A Star Mortgage Loan Originator
Quick… Would you rather have a 5/1 ARM with 2/2/6 caps or 10/1 ARM tied to LIBOR? Huh … what did you say? Yeah, that’s how most first time home buyers feel when loan officers toss out fancy mortgage terms to convince buyers how smart they are. If you’re working with someone… Read more »
Avoid Changes to Your Financial Profile During the Loan Process
Your lender will most likely ask you to provide proof of your liquid assets. This includes bank statements for checking and savings accounts, verification of investments, and any other liquid assets. Some of the things they ask for may seem trivial, but keep in mind, if you are planning a move to a new home,… Read more »
Shopping for the Right Mortgage
Finding a mortgage that’s right for you should be easy. But there are often many different programs to choose from, as well as a myriad of ways to structure the loan in terms of the amount, term, payment, rate, closing costs…the list of options may seem endless. However, because there are so many options available,… Read more »
5 Ways to Raise Your Credit Score – And Fast
If you want to improve your credit score quickly, the time to start is now. Give us a call. We’ll review your credit and find out exactly where you stand and where you need to get to. In the meantime, here are some great strategies you can utilize right away to give your score a… Read more »